What should I do if a creditor sends a credit card debt settlement offer directly to me?

What kinds of people appear to be bankruptcy candidates to the creditors?

Can entering a debt settlement program stop creditor lawsuits the way filing for bankruptcy can?

What is a debt relief agency?

Who do I pay to get out of my credit card debt and when do I pay it?

What is the difference between a foreclosure sale and a sheriff’s sale in MY STATE?

Can the Home Ownership and Equity Protection Act help me?

How many payments do I need to miss before I lose my home?